Am I an accredited investor?

Under SEC rules, you generally qualify with individual income above $200,000 (or $300,000 jointly) in each of the two most recent years with a reasonable expectation of the same this year, or net worth above $1 million excluding your primary residence. Certain professional certifications — Series 7, 65, or 82 in good standing - also qualify you. [Link: full accreditation guide]

Does my 401(k) count toward net worth?

Retirement account balances generally count toward the net worth test. Your primary residence does not, and mortgage debt on it is excluded up to the property's fair market value. [Link: full guide]

Can my spouse and I combine income?

Yes — the joint income threshold is $300,000, and spousal equivalents may combine as well. [Link: full guide]

Do I have to prove it, or can I just say so?

Because these offerings are made under Reg D 506(c), the SEC requires third-party verification. Self-certification isn't sufficient. Verification typically takes 24–72 hours via [PROVIDER], and you don't send us your tax returns directly.

What's the minimum?

Minimums start at $[XX,XXX] and vary by structure. Tangible-asset allocations generally start lower than private equity positions.

How long is my capital locked up?

Typical holds run 2–7 years depending on the lane. There is no redemption right. Secondary transfer may be possible but is never guaranteed, and you should invest on the assumption that it isn't.

Can I lose money?

Yes. These are illiquid, high-risk private investments. You could lose your entire investment. Luxury brands are exposed to discretionary spending cycles, currency movement, regional demand shocks, and reputational risk. Tangible assets carry authentication, condition, storage, and market-depth risk. Past performance of the category does not predict future results.

How do you get paid?

Management fee and carried interest, disclosed on the fee page and in every opportunity memo. We do not accept placement fees or rebates from sellers or issuers.

Who holds the assets?

Securities are held through the applicable investment vehicle with [ADMINISTRATOR]. Tangible assets are held in [CUSTODY ARRANGEMENT], insured at appraised value through [INSURER], with a documented chain of custody.

Is this a fund?

[Answer per your actual structure — deal-by-deal SPV, committed fund, or advisory-only. This answer has real regulatory consequences; confirm with counsel.]